10FOUR is a futures prop firm offering three distinct account types and a clear pathway to real firm capital. ORIGIN is a 1-step evaluation leading to a funded account with no daily loss limit, no consistency rule, and EOD trailing drawdown. INSTANT is straight-to-funded with no evaluation, a 25% consistency rule per cycle, and a 5-minute news restriction around flagged events. DAILY is an evaluation leading to a daily payout eligible funded account with no consistency rule once funded, but requires all positions closed by 4:45 PM ET. Key features include no monthly subscriptions, EOD drawdown on all products, a 24-hour payout guarantee with a 100% split paid to the trader if missed, and live transition after 3 payouts (DAILY) or 5 payouts (ORIGIN and INSTANT).
Platforms: CQG Desktop or TradingView via StoneX, chosen at checkout and locked after the first trade. TradingView requires a minimum paid Essential plan. Payouts via Riseworks (ACH, bank transfer, or crypto). ORIGIN and INSTANT pricing is dynamically loaded; visit 10four.com for current prices. DAILY pricing confirmed from the help center.
30% OFF All Products: Use Code PPFFirm Overview
| Firm | 10FOUR: Futures Prop Trading Firm |
| Tagline | Prop firm built by traders. No monthly subs. No payout windows. 24-hour payout guarantee. |
| Type | Simulated futures prop trading with path to live real capital |
| Products | ORIGIN (1-step eval to funded) | INSTANT (no eval, straight to funded) | DAILY (eval to daily payout funded) |
| Account Sizes | $25K / $50K / $100K / $150K. Up to $750K with 5 accounts max. |
| DAILY Pricing (confirmed) | $76 / $115 / $186 / $258 (eval). Resets: $65 / $99 / $155 / $215. |
| ORIGIN and INSTANT Pricing | Dynamically loaded. Visit 10four.com for current prices. |
| Activation Fee | None. Upgrade from eval to funded is free on ORIGIN and DAILY. |
| Monthly Subscription | None. All products are one-time fees. |
| Drawdown | EOD trailing on all products. Hard breach if balance touches floor intraday. |
| DLL (any evaluation) | None on all types |
| DLL (ORIGIN funded) | None |
| DLL (DAILY funded) | $25K: None | $50K: $1,000 | $100K: $1,500 | $150K: $2,000 |
| DLL (INSTANT funded) | $25K: None | $50K: $1,200 | $100K: $2,100 | $150K: $3,000 |
| Sim Profit Split | 90/10 on all three products |
| Live Profit Split | 80/20 on real capital live accounts |
| 24-Hour Guarantee | If payout is missed: trader keeps 100% of that payout |
| Platforms | CQG Desktop | TradingView via StoneX (chosen at checkout, locked after first trade) |
| Payouts | Riseworks: ACH/bank | Crypto: BTC, ETH, LTC, USDT, USDC |
| Live Eligibility | 5 payouts (ORIGIN and INSTANT) or 3 payouts (DAILY). 80/20 split. Daily payouts. No cap. |
| Max Accounts | 5 funded simultaneously (all types combined) |
ORIGIN vs INSTANT vs DAILY: Master Comparison
| Feature | ORIGIN | INSTANT | DAILY |
|---|---|---|---|
| Evaluation required | Yes (1-step) | No | Yes (1-step) |
| Drawdown type | EOD trailing (all stages) | EOD trailing | EOD trailing (all stages) |
| DLL during evaluation | None | N/A (funded) | None |
| DLL during funded | None | $25K: None | $50K+: $1,200 / $2,100 / $3,000 | $25K: None | $50K+: $1,000 / $1,500 / $2,000 |
| Consistency during eval | 50% | N/A | 40% (eval only, disappears on funded) |
| Consistency during funded | None | 25% per cycle | None |
| News trading | Unrestricted | 5-min window before/after flagged events | Unrestricted (Tier 1 all allowed) |
| Overnight / swing | Verify at 10four.com | Verify at 10four.com | Not allowed: close by 4:45 PM ET |
| Payout cadence | 5 profitable days per cycle | Per profit goal (no fixed cycle) | Daily: any day after buffer |
| Min payout | $500 | $500 | $250 |
| Profit split | 90/10 | 90/10 | 90/10 |
| Live eligibility | 5 payouts | 5 payouts | 3 payouts (fastest path) |
ORIGIN: 1-Step Evaluation, No DLL, No Consistency on Funded
Evaluation Specifications
| Account | Profit Target | Max Loss Limit | Consistency | Max Contracts | DLL |
|---|---|---|---|---|---|
| $25K | $1,250 | $1,000 | 50% | 2 minis / 20 micros | None |
| $50K | $3,000 | $2,000 | 50% | 4 minis / 40 micros | None |
| $100K | $6,000 | $3,000 | 50% | 6 minis / 60 micros | None |
| $150K | $9,000 | $4,500 | 50% | 10 minis / 100 micros | None |
Funded Account Specifications
| Account | Funded MLL | DLL | Trail Locks At | Floor Locks At | Starting Contracts |
|---|---|---|---|---|---|
| $25K | $1,250 | None | $26,350 | $25,100 | Via scaling plan (starts 1 mini / 10 micros) |
| $50K | $2,500 | None | $52,600 | $50,100 | Via scaling plan (starts 2 minis / 20 micros) |
| $100K | $3,000 | None | $103,100 | $100,100 | Via scaling plan (starts 3 minis / 30 micros) |
| $150K | $4,500 | None | $154,600 | $150,100 | Via scaling plan (starts 4 minis / 40 micros) |
ORIGIN funded offers no DLL and no consistency rule, the maximum freedom of any 10FOUR account type. The funded MLL is slightly wider than the evaluation MLL ($25K: $1,000 eval to $1,250 funded; $50K: $2,000 to $2,500). The EOD drawdown permanently locks at starting balance plus $100 once the initial trail balance is reached.
ORIGIN Scaling Plan: Contracts by Simulated Profit
| Sim Profits | $25K Contracts | $50K Contracts | $100K Contracts | $150K Contracts |
|---|---|---|---|---|
| $0 to $999 | 1 mini / 10 micros | 2 minis / 20 micros | 3 minis / 30 micros | 4 minis / 40 micros |
| $1,000 to $1,999 | 2 minis / 20 micros | 3 minis / 30 micros | 4 minis / 40 micros | 5 minis / 50 micros |
| $2,000 to $2,999 | N/A | 4 minis / 40 micros | 5 minis / 50 micros | 6 minis / 60 micros |
| $3,000 to $4,499 | N/A | N/A | 6 minis / 60 micros | 8 minis / 80 micros |
| $4,500+ | N/A | N/A | N/A | 10 minis / 100 micros |
ORIGIN Payout Rules
| Profit split | 90/10 (90% to trader) |
| Required: 5 profitable days | Each day must meet minimum daily profit for the account size |
| Min daily profit ($25K) | $100 |
| Min daily profit ($50K) | $150 |
| Min daily profit ($100K) | $200 |
| Min daily profit ($150K) | $250 |
| Net profit required | Account must be in profit since last payout (as little as $1) |
| Payout cap ($25K) | 50% of profit, up to $1,000 per cycle |
| Payout cap ($50K) | 50% of profit, up to $2,000 per cycle |
| Payout cap ($100K) | 50% of profit, up to $2,500 per cycle |
| Payout cap ($150K) | 50% of profit, up to $3,000 per cycle |
| Min request | $500 |
| Buffer required | None |
| Consistency (funded) | None. Removed after evaluation. |
| Path to live | After 5 payouts: reviewed for live pool |
INSTANT: Straight to Funded, No Evaluation
| Account | MLL | Fixed DLL | Max Contracts | Consistency | Profit Goal 1 | Profit Goal 2+ | Caps 1 to 3 | Caps 4 to 6 |
|---|---|---|---|---|---|---|---|---|
| $25K | $1,000 | None | 2 minis / 20 micros | 25% | $1,500 | $1,250 | $1,000 | $1,000 |
| $50K | $2,000 | $1,200 | 4 minis / 40 micros | 25% | $3,000 | $2,500 | $2,000 | $2,500 |
| $100K | $3,500 | $2,100 | 6 minis / 60 micros | 25% | $6,000 | $3,500 | $2,500 | $3,000 |
| $150K | $5,000 | $3,000 | 10 minis / 100 micros | 25% | $9,000 | $4,500 | $3,000 | $3,500 |
INSTANT provides direct funded access with no evaluation. Stricter rules apply: 25% consistency per payout cycle, mandatory profit goals before each payout (first goal is higher, subsequent goals are lower), and news trading is restricted within 5 minutes of flagged events. INSTANT pricing is dynamically loaded; visit 10four.com for current prices.
DAILY: Evaluation + Daily Payout Eligible
DAILY Evaluation Specifications (Pricing Confirmed from Help Center)
| Account | Eval Fee* | Reset* | Target | EOD DD | DLL | Consistency |
|---|---|---|---|---|---|---|
| $25K | $76 | $65 | $1,250 | $1,250 | None | 40% |
| $50K | $115 | $99 | $3,000 | $2,500 | None | 40% |
| $100K | $186 | $155 | $6,000 | $3,000 | None | 40% |
| $150K | $258 | $215 | $9,000 | $4,000 | None | 40% |
DAILY Funded Account Specifications
| Account | DLL | Drawdown | Starting Contracts | Trail Locks At | Floor Locks At |
|---|---|---|---|---|---|
| $25K | None | $1,000 | 1 mini / 10 micros | $26,100 | $25,100 |
| $50K | $1,000 | $2,000 | 2 minis / 20 micros | $52,100 | $50,100 |
| $100K | $1,500 | $3,000 | 3 minis / 30 micros | $103,100 | $100,100 |
| $150K | $2,000 | $4,000 | 3 minis / 30 micros | $154,100 | $150,100 |
DAILY is intraday-only: all positions must be closed before 4:45 PM ET each day. Auto-close at 4:45 PM ET does not fail the account but may produce poor fills. The 40% consistency rule from evaluation disappears entirely once funded. Starting contracts are smaller than ORIGIN (1 to 3 minis).
DAILY Payout Rules
| First payout buffer ($25K) | $1,100 profit above starting balance must be earned |
| First payout buffer ($50K) | $2,100 profit above starting balance |
| First payout buffer ($100K) | $3,100 profit above starting balance |
| First payout buffer ($150K) | $4,100 profit above starting balance |
| Daily cap ($25K) | $500 maximum per request |
| Daily cap ($50K) | $1,000 maximum |
| Daily cap ($100K) | $1,500 maximum |
| Daily cap ($150K) | $2,500 maximum |
| Second payout onward | Up to 2x profit since last payout, capped at daily max |
| Net positive required | Must be net positive since last payout |
| Min request | $250 |
| Profit split | 90/10 from first withdrawal (no ramp-up) |
| Path to live | After 3 payouts: fastest live eligibility of any 10FOUR account |
* Standard pricing confirmed from help center. Verify current pricing at 10four.com.
Live Accounts: Real Firm Capital
| Starting balance | $0 |
| Drawdown | EOD trailing, same amount as the funded sim account |
| Profit split | 80/20 (80% to trader) |
| Payouts | Daily. No cap on payout amounts. |
| Consistency rule | None on live accounts |
| Daily loss limit | 60% of balance. 1st breach: paused and moved to temp sim. 2nd breach: permanent close. |
| Unlock system | One account active at start. Each subsequent unlocks when profits equal current total drawdown. |
| Contract limit | 1 mini per $1,000 total drawdown (approximately, margin-based via StoneX) |
| Max accounts | 5 live accounts (from eligible sim funded accounts) |
| Household rule | If one household member is live, others cannot trade sim accounts |
| Payout buffer | Cannot pay out from drawdown: only from profits generated on live |
Progressive unlock system: Account 1 is active at the start. Once profits equal the current total drawdown, Account 2 unlocks and its drawdown adds to the total (more drawdown means more contracts available). Maximum of 5 live accounts. No cap on live payout amounts.
Trading Rules
- Microscalping rule (all accounts): at least 50% of trades must be held longer than 10 seconds, and at least 50% of total profit must come from those trades.
- DCA is allowed. Martingale behavior is strongly discouraged but not explicitly banned.
- Copy trading is allowed on own accounts only (any firm). External signals and third-party services are not permitted.
- Genuine scalping is allowed, subject to the microscalping rule.
- News trading: unrestricted on ORIGIN and DAILY. INSTANT accounts have a 5-minute restriction window around flagged events.
- Hedging is strictly prohibited, including across different accounts.
- Bots, EAs, and algorithmic systems are allowed only if solely owned and developed by the trader. Commercial or shared EAs are prohibited.
- DAILY only: all positions must be closed by 4:45 PM ET. Minis and micros cannot be held simultaneously in the same account.
Pros & Cons
PROS
- ✓ Three distinct product types (ORIGIN, INSTANT, DAILY) covering every trading profile
- ✓ No monthly subscriptions on any product: all one-time fees
- ✓ No activation fees when upgrading from evaluation to funded (ORIGIN and DAILY)
- ✓ 24-hour payout guarantee: if missed, trader keeps 100% of that payout
- ✓ EOD drawdown on all products: no intraday trailing on any account type
- ✓ No DLL on evaluation accounts of any type
- ✓ ORIGIN funded: no DLL and no consistency rule, maximum freedom on funded accounts
- ✓ DAILY: daily payout eligibility with no multi-day cycle, fastest potential withdrawal cadence
- ✓ DAILY: consistency rule (40%) disappears entirely once funded
- ✓ News trading unrestricted on ORIGIN and DAILY (Tier 1 events explicitly allowed)
- ✓ DCA and scaling into trades permitted (martingale discouraged but not banned)
- ✓ Copy trading from own accounts allowed (any firm, not external signals)
- ✓ Scaling plan grows contract limits progressively with simulated profits
- ✓ Live accounts: EOD drawdown, 80/20 split, daily payouts, no payout cap
- ✓ Live progressive unlock: earn more drawdown and contracts by hitting profit targets
- ✓ TradingView integration via StoneX: trade directly from TradingView charts
- ✓ CQG Desktop as an institutional-grade alternative platform
- ✓ Crypto payouts: BTC, ETH, LTC, USDT, USDC via Riseworks
- ✓ Path to live for DAILY accounts at just 3 payouts, the fastest of any reviewed firm
CONS
- ✗ ORIGIN and INSTANT pricing dynamically loaded: must visit 10four.com to verify current fees
- ✗ Platform locked at checkout: cannot switch between CQG and TradingView after first trade
- ✗ TradingView requires a paid Essential subscription (minimum) at own cost
- ✗ Microscalping rule applies on both evaluation and funded: at least 50% of trades over 10 seconds AND at least 50% of profit from those trades
- ✗ INSTANT: news restricted within 5 minutes of flagged events
- ✗ INSTANT: 25% consistency rule required every payout cycle
- ✗ INSTANT: profit goals required per cycle ($1.5K to $9K for first payout, varies by size)
- ✗ DAILY: no overnight or swing positions, all positions must be closed by 4:45 PM ET
- ✗ DAILY: auto-close at 4:45 PM ET may produce poor fills
- ✗ DAILY funded: starts with fewer contracts than ORIGIN (1 to 3 minis via scaling plan)
- ✗ DAILY first payout: buffer requires $1,100 to $4,100 profit above starting balance
- ✗ Maximum 5 funded accounts total across all types
- ✗ Hedging strictly prohibited, including across different accounts, with permanent ban risk
- ✗ Live accounts: only one household member may trade live at a time
- ✗ Live: second 60% DLL breach results in permanent account closure
- ✗ ORIGIN payout cap: 50% of profit limit per cycle alongside the fixed size cap
- ✗ No simultaneous mini and micro contracts on the same account (10-second grace only)
Verdict
10FOUR is a well-structured futures prop firm with three clearly differentiated products and a distinctive business model: no monthly subscriptions, EOD drawdown on all products (including INSTANT), a 24-hour payout guarantee with 100% to the trader if missed, and a path to live capital accessible after just 3 payouts on DAILY. ORIGIN offers maximum funded-account freedom with no DLL and no consistency rule. INSTANT provides fast access but with stricter cycle requirements. DAILY is the fastest live eligibility path. The progressive live unlock system is thoughtfully designed. The universal microscalping rule and the INSTANT news restriction are the primary details to plan around.
Recommended: ORIGIN for maximum funded freedom (no DLL, no consistency). DAILY for intraday-only day traders targeting the fastest path to live (3 payouts). ORIGIN and INSTANT pricing: verify current prices at 10four.com. DAILY $50K: $115 eval confirmed.
Frequently Asked Questions
What are the three account types at 10FOUR and which should I choose?
10FOUR offers three account types. ORIGIN is a 1-step evaluation leading to a funded account with no daily loss limit, no consistency rule on the funded phase, a progressive contract scaling plan, and 5 profitable days required per payout cycle. Choose ORIGIN for maximum freedom on your funded account. INSTANT is straight-to-funded with no evaluation, a 25% consistency rule per cycle, profit goals required before each payout, and a 5-minute news restriction around flagged events. Choose INSTANT if you want immediate funded access and are comfortable with stricter payout criteria. DAILY is a 1-step evaluation leading to a funded account with daily payout eligibility, a 4:45 PM ET close rule, no consistency rule once funded, and live eligibility after just 3 payouts. Choose DAILY if you are a pure intraday trader targeting the fastest live capital pathway.
What is the 24-hour payout guarantee?
10FOUR guarantees that approved payout requests are processed within 24 hours. If a payout is not delivered within that window, the trader automatically keeps 100% of that specific payout, meaning 10FOUR forfeits its normal 10% share. This applies to all three account types. The guarantee is automatic and does not require a dispute or claim. Payouts are processed via Riseworks, which supports ACH bank transfers and crypto (BTC, ETH, LTC, USDT, USDC).
How does the EOD trailing drawdown work at 10FOUR?
All 10FOUR products use end-of-day trailing drawdown. The drawdown floor updates only at the end of each trading session based on the highest closing balance reached, not based on intraday equity peaks or open position profits. This means a profitable open trade does not raise the floor mid-session; only realized and settled balances move it. However, the breach is enforced intraday: if the live account balance at any moment during the session falls below the current floor, the account is permanently closed. The floor permanently locks at starting balance plus $100 once a specific milestone balance is reached, which varies by account size and type.
What is the microscalping rule and how does it work?
The microscalping rule applies to all 10FOUR accounts during both evaluation and funded phases. Two conditions must both be met across the payout cycle: at least 50% of total trades must be held for longer than 10 seconds, and at least 50% of total net profit must come from those trades held longer than 10 seconds. Both thresholds must be satisfied simultaneously. A trade that is opened and closed within 10 seconds counts as a microscalp. If the ratio of microscalp trades or microscalp profits is too high, the payout will be denied. Genuine scalping with holds above 10 seconds is permitted. The rule is designed to prevent latency-based exploitation of the simulated environment.
How does ORIGIN payout work and what are the caps?
ORIGIN funded accounts require 5 qualifying profitable days per payout cycle. Each profitable day must meet the minimum daily profit threshold for the account size: $100 for $25K, $150 for $50K, $200 for $100K, and $250 for $150K. The account must be net positive since the last payout (even by $1). There is no consistency rule on ORIGIN funded accounts. The payout amount is the lower of 50% of total cycle profit or the per-size cap: $1,000 for $25K, $2,000 for $50K, $2,500 for $100K, and $3,000 for $150K. The minimum request is $500. After 5 successful payouts, ORIGIN funded traders are reviewed for live capital eligibility.
How does DAILY payout work and what makes it different?
DAILY funded accounts allow payout requests any day, with no multi-day cycle requirement. The first payout requires clearing a buffer: the account balance must reach starting balance plus the drawdown amount plus $100 (for example, $50K account: $50K plus $2,000 plus $100 equals $52,100 before the first withdrawal). After the buffer is cleared, payouts can be requested any day the account is net positive since the last payout. The daily cap is $500 for $25K, $1,000 for $50K, $1,500 for $100K, and $2,500 for $150K. The minimum request is $250. The 90/10 split applies from the first payout. After just 3 payouts, DAILY traders are reviewed for live capital, the fastest eligibility path at 10FOUR.
What is the INSTANT account and how do payouts work?
INSTANT is a straight-to-funded account with no evaluation phase. Traders can begin trading immediately after purchase. INSTANT carries a 25% consistency rule per payout cycle: no single trading day may account for more than 25% of total net profits. Profit goals must be met before each payout: the first goal is higher (ranging from $1,500 for $25K to $9,000 for $150K), and subsequent goals are lower. Payout caps apply for the first three withdrawals, then increase from the fourth onward. INSTANT accounts also carry a 5-minute news restriction around flagged economic events. The minimum payout request is $500. After 5 payouts, INSTANT traders are reviewed for live capital eligibility.
How does the path to live capital work at 10FOUR?
10FOUR offers a structured pathway to real firm capital for all three account types. ORIGIN and INSTANT traders become eligible for review after 5 successful payouts. DAILY traders become eligible after just 3 payouts, the fastest live pathway of any reviewed firm. Live accounts use real capital with an 80/20 split (80% to the trader), daily payouts with no cap, EOD drawdown matching the sim funded drawdown amount, and a 60% daily loss limit (first breach: account paused and moved to temporary sim; second breach: permanent closure). A progressive unlock system allows additional live accounts as profits grow: each new account unlocks when profits equal the current total drawdown. Only one household member may hold active live accounts at a time.
What platforms are available and can I switch after signing up?
10FOUR offers two platform choices at checkout: CQG Desktop or TradingView via StoneX. CQG Desktop is a professional-grade futures platform with advanced order management and DOM trading. TradingView via StoneX allows traders to use TradingView's charting interface for order entry connected to StoneX's futures execution. Note: TradingView requires a minimum paid Essential plan subscription at the trader's own cost. The platform choice is locked after placing the first trade and cannot be changed. Traders should test both platforms in free demo mode before committing. Payouts are processed via Riseworks, supporting ACH, bank wire, and crypto including BTC, ETH, LTC, USDT, and USDC.
What are the key prohibited trading behaviors at 10FOUR?
Hedging is strictly prohibited at 10FOUR and applies across different accounts as well as within a single account. Violating the hedging rule carries a risk of permanent ban. Microscalping, where more than 50% of trades or 50% of profit comes from trades held under 10 seconds, is prohibited and will result in payout denial. External copy trading services, third-party signals, and commercial or shared EAs are not permitted; only self-built automated systems are allowed. On INSTANT accounts, trading within 5 minutes before or after flagged high-impact news events is restricted. On DAILY accounts, all positions must be closed by 4:45 PM ET with no exceptions; auto-close applies but may produce slippage. Minis and micros cannot be held simultaneously in the same account with only a 10-second grace window.
