Master Prop Trading in 2025: The Top Funded Trading Programs

Prop trading refers to financial institutions using their own funds to buy and sell financial assets, without needing client funding. Funded traders that partner with proprietary trading firms or prop firms, can keep a percentage of the returns without risking their own capital.

Trading accounts that are funded provide the best of both worlds. It is possible to earn money doing what you enjoy without having to risk any of your money. For novices, a funded trader program is especially suitable. However, which funded trader programs are the best? We will break down the ins and outs of each of our curated selections so you can find what works for you best.

The Best Funded Trading Programs in 2024

Topstep

They’re a big player in the industry and have even made it onto the Inc. 5000 list of fastest-growing companies in the U.S.

Topstep offers what is known as the Trading Combine. It’s like a stepping stone to their funded account program. They give the participating traders a simulated futures account with a starting balance of either $50,000, $100,000, or a whopping $150,000. You can practice your trading skills without risking your own capital.

If you show consistent profitability and good risk management during the 1-Step Trading Combine, you can get funded to trade in real-time, no personal financial risk involved. You can earn a funded account in as little as four days

When you’re trading with a funded account, you keep all the profits up to $10,000. And on top of that, you get to keep 90% of any additional profits you make. Topstep processes payouts every day if you request them before 10 AM CT. Quick and easy.

But wait, there’s more! Topstep has loads of resources to help traders at every level. They offer coaching, tools, live videos, personalized analytics, and even bonuses.

If you want to know more about Topstep, be sure to check out Topstep Review.

Now, let’s talk about costs. The monthly fee depends on the account size you choose. For a $50k account, it’s $165/month. For a $100k account, it’s $325/month. And for the big guns with a $150k account, it’s $375/month.

So, let’s sum it up. Topstep has been around for a while and has built a solid reputation. They evaluate traders fairly and offer excellent profit-sharing and payouts. Plus, they give you great value for your money with comprehensive support and a supportive community.

Keep in mind that you can only trade futures contracts on Topstep. Just something to consider.

Earn2Trade

So, Earn2Trade has two funded trading programs: the Gauntlet Mini and the Trader Career Path.

The Gauntlet Mini is similar to Topstep Futures. You pay a monthly fee, follow the rules, and they give you trading lessons, webinars, and access to Journalytix. Once you complete it, they offer you a funded account.

Now, the Trader Career Path starts with virtual capital. Once you pass the Evaluation, they give you a real-money account, and you can manage accounts up to $400,000 without paying a monthly fee. The best part? All funded programs have an 80%/20% profit split.

When it comes to costs. For the Trader Career Path, you’ll need $25k capital, and it’s $150/month. If you want $50k capital, it’s $190/month. As for the Gauntlet Mini, it’s $50k for $170/month, $100k for $315/month, $150k for $350/month, and $200k for $550/month. But hey, they’ve got a 70% discount available.

Now, onto the benefits: they’ve got good trading conditions and rules, you can choose between 1-step or 2-step challenges, they’ve got comprehensive documentation, and they support a bunch of platforms.

The only downside? You can only trade futures contracts with them.

Apex Trader

Apex Trader Funding makes it easy for traders to access substantial trading funds across different types of accounts. You can get approved in as little as 7 days, and they offer funding options ranging from $400,000 up to an impressive $4 million. This means you can quickly jump into the market and maximize your potential profits.

One of the standout features of Apex Trader Funding is its seamless connectivity. You can easily connect with top platforms like Rithmic or Tradovate, which makes trading even more convenient. They’re committed to keeping the trading going, even on holidays.

Apex Trader Funding offers a profit-sharing model, as traders can keep the first $25,000 in profits, which gives them a nice boost right from the start. And for larger accounts, they have a generous profit split of 90%.

Here’s another great thing about Apex Trader Funding: there are no daily drawdown limits. You have the freedom to execute your strategies without any constraints. This flexibility empowers you to confidently navigate the market and adapt to changing conditions as needed.

You can easily adjust your account size to match your evolving needs and goals. With funding options going all the way up to $4 million.

Potential drawbacks include account scaling to its full potential may take some time and effort. And if you prefer a more gradual approach, you might want to consider additional educational resources.

OneUp Trader

With funded trading accounts, OneUp Trader enables both inexperienced and seasoned traders to demonstrate their abilities and possibly make money.

Both funding and evaluation are part of the process. First, traders participate in a real-time day trading simulation as part of OneUp’s Trading Evaluation program to show off their skills.

Traders can start trading if they are approved for funding by OneUp and have access to its financial partners. Traders keep the first $8,000 in profits; they then get an additional 80% of all wins.

A variety of funding alternatives, ranging from $25,000 to $250,000, are available to traders, accommodating a range of trading aims and preferences. To increase traders’ success rates, additional data tools and advanced analytics are offered.

OneUp Trader offers a wide range of trading platforms to accommodate different trading styles, such as Ninjatrader, R|Trader, Agena Trader, Photon, and eSignal.

Subscription fees range from $105 per month for a 50% profit split to $650 per month for an 80% profit split in the $250,000 account. The amount of the charge depends on the selected profit split and account size.

Even while OneUp Trader has many attractive features, there are certain drawbacks to take into account. Notably, trading operations are limited to futures contracts and a minimum trading duration of fifteen days is mandated.

Furthermore, information about the source of funding for trading accounts and the overall count of traders who receive funds is withheld.

My Funded Futures

Futures trading offers speculators and investors a great way to profit from changes in commodity prices while hedging and reducing portfolio risk. Nonetheless, futures are intricate financial transactions that carry inherent risk, much like any other speculative market. Assume you are a novice or seasoned investor looking for substantial funding to enhance your futures trading approach and generate money through effective risk management. Your go-to prop firm to help you realize your dream is My Funded Futures (MFFU). In exchange for a portion of the trader’s income, proprietary trading organizations give prop traders the money and software tools they need to succeed in the financial market.

Its financial instruments include futures on equity, foreign exchange, commodities, energy, interest rates, and metals.

The maximum amount in balance is estimated to be $150,000 and 90% profit sharing. As for the cost, the starting price is 50$ per month.

My Funded Futures offers ATAS, Jigsaw Trading, Quantower, Tradovate, R|Trader, NinjaTrader, Sierra Chart, and TradingView, all beneficial programs for your trading journey.

When it comes to the benefit of My Funded Futures, a few can be named:

Trading minimums as little as one day!
No cap on daily losses.
Payments are handled in a day.
There is only one step in the challenges.
It is only at the end of the day that the drawdown is updated.

In addition to it being exclusive for future investors or traders, what could be enhanced, is that there is little to no trading education.

The Bottom Line

Instead of depending on client funds, prop trading gives funded traders the chance to purchase and sell financial assets using the capital of the firm. Funded trader programs—such as those provided by The 5ers, Earn2Trade, Apex Trader, Topstep, and OneUp Trader—allow traders to retain a portion of their profits without having to risk any of their own money. Access to specialized trading platforms, scalable funding alternatives, and profit-sharing models are just a few advantages that these programs provide. But before choosing one, it’s critical to take into account the expenses, trading restrictions, and degree of assistance offered by each program. The finest funded trader program will ultimately depend on personal preferences, trading objectives, and risk tolerance.